Question: If I purchase a Medicare Advantage (MA) plan, will it pay my Medicare Part B monthly premium? Short Answer: Maybe. If you select a MA plan that offers a “Give Back” benefit, the plan can pay some or all of your Part B monthly fee (called a premium). Medicare Advantage GiveBack. Is it free money? […]

Each year autumn brings cooler weather, color-changing leaves, and TV stations advertising Medicare Advantage.  You will often see a celebrity (usually former football stars like Joe Namath and Mike “Da Bears” Ditka) gushing about amazing Medicare Advantage plans that include delivered meals, rides to medical appointments, private home aides, discounts at pharmacies, dental, vision, etc., at […]

In the past few years, several insurance companies launched Medigap plans with additional or “extra” benefits. These plans not only offer the traditional core benefits required by Medigap plans, but also add ancillary coverage not included in Medigap plans such as, vision, dental, and hearing benefits. The trend of offering extra benefits seems to be […]

Aetna has just announced they will be offering what they are calling Plus plans. Dental, Hearing and Vision plans are now available for purchase in some states.

Oregon’s Medicare supplemental insurance “Birthday Rule” allows Medigap members to switch to an equal or lesser-benefit Medigap plan 30 days before the date of their birthday and ends 30 days after it. Members who take advantage of this new switching law cannot be turned down for the new plan because of a pre-existing condition. This is one […]

Medicare can be confusing. Sometimes it helps to have some guidance when it comes to what other people are doing to minimize their costs.

Maine is one of the few states allowing Medigap members to switch their Medigap plan without answering any health questions at all.

Connecticut allows Medigap members to switch to any other Medigap without answering any health questions at all.

With so many different plans, carriers, deductibles and what not, picking the wrong plan happens. A lot. Check out your options.

New York is one of the few states that allows enrollees to switch their Medicare Supplement (Medigap) plan whenever they want.