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Do I need Part D if I have a Drug Discount Card?

July 31, 2020 /// 6 Comments

Recent data shows that 46% of the population uses at least one prescription drug a month. With that figure in mind, it is only natural to wonder how best to save effectively. You may be asking yourself, “What is a drug discount card? When should I use it? Can I combine a drug discount card with Part D? As usual, Senior65.com is here to answer your questions…

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Health Insurance for Seniors and Medicare Eligible: Medicare Supplemental

June 6, 2020 /// 6 Comments

Medicare is the foundation to senior healthcare, but without the walls and roof, the foundation is just a slab of concrete. The walls and roof are Medicare Supplement plans (Medigap) and…

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Medigap Household Discount: What is it and Who Has the Best Deal?

June 5, 2020 /// 11 Comments

As you are trying to figure out which Medigap plan is for you, you will surely encounter the term Household Discount. This is one of the many discounts that you can get with Medicare Supplements and we will explain in detail. It refers to a percentage off your Medicare Supplement premium

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How Much Does Medicare Supplement Cost?

June 3, 2020 /// 16 Comments

One of the most important facts to know Medigap is how much you are supposed to pay for it. This is not such a straightforward question as one might think. For starters, there are 10 different standardized Medicare Supplement plans .

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Confirmed Special Enrollment Period: COVID-19

May 23, 2020 /// 3 Comments

CMS has declared that individuals meeting the requirements listed in the original COVID-19 SEP announcement can enroll, dis-enroll, or switch Medicare Advantage and Part D plans until June 30, 2020.

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Health Care Insurance: Medigap and Medicare Advantage

May 23, 2020 /// 2 Comments

Seniors health care insurance has three main components. We have found the right combination for you: 1) Original Medicare leaves you open for major medical expenses unless you also have…

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Health Net First Medigap to Cover Acupuncture and Chiropractic

May 15, 2020 /// 4 Comments

Acupuncture and Chiropractic serve as different ways to decrease pain or make it more manageable. Medigap Innovative G in California is now covering both of them.

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Medicare now covers Acupuncture: 2020 Coverage Update

May 12, 2020 /// 12 Comments

Until 2020, Medicare did not offer any coverage for Acupuncture, an alternative chinese technique based on inserting needles into the body to stimulate specific points. Now Medicare has finally decided to cover Acupuncture.

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Medigap for those on Medicare

April 10, 2020 /// 4 Comments

Senior Healthcare Insurance, known as Medigap, is more important than seniors might think. Only having Medicare leaves a senior vulnerable if they were to travel outside of the United States, diagnosed with cancer, and…

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Medicare Supplemental Health Insurance Plans: Medigap

April 9, 2020 /// 4 Comments

Seniors want to get the most health coverage, Medigap provides that. If you only have Medicare it could cost you up to $1 Mil a year in out-of-pocket costs because…

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